A Title Insurance Policy is a contract between you and us insuring you against a loss in the event a title defect occurs resulting from a covered risk.
There are a number of title issues which could arise and cause the complete or partial loss of your home or business property or an expensive lawsuit: Even the most careful search of the public records will not find every title problem. Because some problems are hidden, your title may appear to be perfect when, in fact, may be a problem that is a landmine waiting to “explode.”
Owner’s title insurance protects you against financial loss caused by covered title risks. Without expense to you, the title insurer will defend you against an attack on the title to your property as insured. If the attack is successful, the title insurer will indemnify you against the defined financial loss up to the policy limit. A small, one-time premium provides you with this valuable protection.
Before buying real estate, contact us and find out how simple it is to insure yourself against title loss.